@techreport{d8mpxh,
  author = {Gilly, Travis},
  title = {{Selling Control Without a Backstop: AI Governance Frameworks, the Uninsurability of Artificial Intelligence, and the Vendor in the Civil Liability Chain}},
  institution = {Real Safety AI Foundation},
  type = {Working Draft},
  year = {2026},
  month = jun,
  note = {Version 2},
  url = {https://realsafetyai.org/research/d8mpxh/},
  keywords = {artificial intelligence governance, insurability, civil liability, loss allocation, vendor liability, negligent misrepresentation, EU AI Act, ISO CG 40 47}
}